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Life is uncertain, but your family’s financial security shouldn’t be. A Term Insurance Plan is the simplest and most cost-effective way to ensure your loved ones are protected in your absence. At My Portfolio Services, we emphasize risk protection as the first step in wealth building, ensuring that your family remains financially stable even in unforeseen circumstances.
High Coverage at Low Cost: Secure your family’s future with an affordable premium and a high sum assured.
Pure Risk Protection: Unlike other insurance products, a term plan offers complete financial safety without investment components, ensuring maximum coverage.
Tax Benefits: Enjoy tax exemptions under Section 80C while securing your family's financial well-being.
A Term Plan is an affordable life insurance option that provides pure financial protection for your family in case of your untimely demise.
We recommend choosing a Term Plan based on your Human Life Value (HLV), which reflects the financial loss your family would face without you. HLV takes into account your income, liabilities, and the years of support needed. This ensures that the coverage is adequate to secure your family’s future.
In short, a Term Plan provides essential protection at a cost-effective price, ensuring your loved ones are financially supported no matter what happens.
to calculate the required insurance cover
This method focuses on replacing the income you would have earned over your working years. It helps determine how much life insurance is needed to ensure your family can maintain their current lifestyle without financial hardship.
CalculateRather than focusing on your income, this method evaluates all the future financial obligations your family will face in your absence. This includes daily living expenses, children's education, outstanding loans, healthcare, and long-term goals like marriage or retirement.
Calculate