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General Insurance

Non-Life Insurance

Refers to a category of insurance that provides coverage for a broad range of risks and losses other than those related to human life. Unlike life insurance, which primarily deals with providing financial protection in the event of the insured person's death, general insurance focuses on protecting individuals, businesses, and assets from various risks and uncertainties.

Non-Life Insurance
 General Insurance

Key features of General Insurance:

  • Diversity of Coverage: Covers a wide range of risks including health, motor, travel, home, and commercial needs.
  • Event-Specific Coverage: Provides protection against specific events or incidents like accidents, theft, or natural disasters.
  • Short-Term Nature: Typically issued for a period of one year or less, requiring regular renewal.
  • No Accumulated Value: Does not offer savings or maturity benefits—only risk coverage.
  • Varied Types of Policies: Includes different plans tailored to individual, business, and asset protection needs.
  • Premiums and Claims: Policyholders pay a premium to receive financial compensation in case of covered losses.
  • Regulation and Compliance: Operates under strict regulatory frameworks to ensure transparency and policyholder protection.

General Insurance also includes

Small and Medium Enterprise (SME) Insurance

Small and Medium Enterprise (SME) Insurance

SME insurance is designed to protect small and medium-sized businesses from potential risks. It covers a variety of aspects, including property damage, liability, employee-related risks, and business interruption. This type of insurance ensures that businesses can continue to operate smoothly, even in the event of unforeseen incidents, by covering the financial costs associated with accidents, lawsuits, or natural disasters.

Health Insurance

Health insurance provides financial coverage for medical expenses, including doctor visits, hospital stays, medications, and surgeries. It helps reduce the burden of high healthcare costs, ensuring you and your family have access to necessary medical care when needed. Depending on the policy, it may also cover preventive care, mental health support, and other health-related services.

Car Insurance

Car Insurance

Car insurance offers protection for your vehicle against accidents, theft, and damage. It typically includes coverage for third-party liability (damages to others) and may offer additional protection for your own vehicle. Comprehensive car insurance policies can cover everything from accidents to natural disasters, while third-party insurance focuses on covering damage to other people or property in the event of an accident.

Secure What Matters Most.

Explore flexible general insurance plans for your health, home, vehicle, and more.